Round ups

Use your spare
change to buy
Bitcoin

Every swipe can buy you Bitcoin or
help you build your investment account

Price Protection
Price Protection
amount 25 1
amount 75
amount 60 1
amount 35 1
use with any card

Use Round Ups with any credit or debit card

Now you can use your spare change to buy Bitcoin or invest into an Investment account using your existing debit or credit card. Just set it, forget it, and shop — we’ll take care of the rest.

Crypto monetary values are subject to change depending on the market.

Round up to bitcoin

Are you cryptocurious? Every eligible purchase can build your Bitcoin holdings with your spare change. Start small and build your account over time.

round up to bitcoin
crypto round ups notification
save for a rainy day
special occasion notification
rainy day fund notification
take a vacation notification

Save for a rainy day

Contribute to your investment account with each swipe. Save for your life Goals: rainy day fund, dream vacay, house down payment, and more.

Start Small. Grow Big

Most of us shop for groceries, gas, and other essentials every week. By rounding up your spare change, you can grow easily over time without even thinking about it.

groceries
amount 75 1

Groceries

$60.25

coffee
amount 75 1

Coffee

$4.25

gas
amount 50 1

Gas

$35.50

online shopping
amount 25 1

Online Shopping

$50.75

Round up with Every Swipe

FAQ

Can I pick where my Round Ups go?

Yes, you can choose whether you want your Round Ups to go into your MoneyLion Investment Account or MoneyLion Crypto account. If you choose your MoneyLion Crypto account, they’ll be invested into Bitcoin.

Easily select where you want Round Ups to go in the MoneyLion app:

  1. Go to the RoarMoney, Managed Investing, or Crypto home screen
  2. Tap “Manage” on the Round Ups banner
  3. Tap the “To” banner on the Manage Round Ups screen
  4. Choose the account you want to send your Round Ups to
  5. Tap “Save” to confirm your changes

*If you’re interested in buying Bitcoin with Round Ups, make sure you have a RoarMoney account so you can buy and sell cryptocurrencies through the Moneylion app.

When are Round Ups transferred to my MoneyLion Crypto or MoneyLion Investment Account?

Round Ups made with external debit or credit card purchases are transferred once they reach $5. For example, let’s say you buy a coffee for $2.30. We’ll automatically round up the spare $0.70 towards your tallied Round Ups (Round Up Progress), but we won’t transfer the funds into your MoneyLion Crypto or MoneyLion Investment Account until your Round Up Progress reaches $5. This transfer can take up to 3-5 business days* to reach either your crypto or investment account.

Round Ups made with MoneyLion Debit Mastercard® or RoarMoney virtual card purchases are transferred once they reach $5.

* Business days are Mondays through Fridays, excluding bank holidays.

What are Round Ups?

When you make a purchase with your linked external credit/debit card, MoneyLion Debit Mastercard®,  RoarMoneySM virtual card, we round up your transaction to the nearest dollar.

You’ll also need to choose your primary bank account, which is where the funds for your Round Up Transfers come from. You choose whether you want those funds to be invested into a Managed Investment account or used to purchase Bitcoin.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance.  Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV.  Accounts are subject to administrative fee of $1 per month.

Why should I use Round Ups?

Round Ups can help you establish good savings habits, squirrel away cash for a rainy day, and build your investment or crypto account.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV.  Accounts are subject to administrative fee of $1 per month.

Where can I access my Round Ups settings?

Access your Round Ups settings in the MoneyLion app:

  1. Go to the RoarMoney, Managed Investing, or Crypto home screen
  2. Tap “Manage” on the Round Ups banner

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance.Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

How do I turn on Round Ups?

You can turn on Round Ups from your RoarMoney, Managed Investing, or Crypto home screen. You can also turn them on via the More Options screen. Here’s how:

  1. Go to the RoarMoney, Managed Investing, or Crypto home screen
  2. Select the Round Ups card
  3. Tap “Enable Round Ups”
  4. Choose where you’d like your Round Ups to go
  5. Review your selections and tap “Confirm” to enable Round Ups

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to administrative fee of $1 per month.

What are Partial Round Up Transfers?

If you don’t have enough funds to cover your full Round Up Transfer, we’ll debit your account for less than or equal to the transfer amount.

Let’s say your Round Up Transfer is for $1.50 but you only have $1.00 available to be transferred in your account. We’ll do a Partial Round Up Transfer, and transfer the $1.00.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

Can I use an account besides RoarMoney for Round Ups?

Yes, you can use external debit and credit cards that are linked to your MoneyLion app to accumulate Round ups and choose to fund your Round Ups with RoarMoney or external checking accounts.

Learn how you can open a RoarMoney account today.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

Do all transactions trigger a Round Up?

No, Round Ups are designed to round up the spare change from your purchases. Transactions that will not qualify for Round Ups are balance transfers, cash advances, ATM transactions, and peer to peer transfers from services such as PayPal, Cash App, or Venmo.

What is my primary bank account used for?

Once your spare change from Round Ups reaches $5 we’ll initiate a transfer from your selected primary bank account to your MoneyLion Investment or Crypto account.

A primary bank account is an account where you receive your direct deposit or the account used to pay your bills.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

Am I eligible for Round Ups?

All MoneyLion users are eligible to sign up for Round Ups.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

Do I have to pay fees to use Round Ups?

There are no additional fees for Round Ups, however, Crypto, RoarMoneySM and Investment accounts may come with additional fees.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

Where can I see my Round Up Progress?

See your tallied Round Ups in the MoneyLion app:

  1. Go to the RoarMoney, Managed Investing, or Crypto home screen
  2. Tap “Manage” on the Round Ups banner

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

How do I turn off Round Ups?

Easily turn off Round Ups in the MoneyLion app:

  1. Go to the RoarMoney, Managed Investing, or Crypto home screen
  2. Tap “Manage” on the Round Ups banner
  3. Click the “Pause” button in the top right corner

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

Where does the money for Round Ups come from?

Round Ups come from your RoarMoneySM account balance or a bank account that is linked to the MoneyLion app.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

Why don’t Round Ups appear as soon as a transaction occurs?

We tally your Round Ups when your transactions settle. It may take a few days for a transaction to settle after you initiate it because the merchant has to finalize the transaction. When a transaction has settled it will no longer show as pending in your transaction history. We do this to calculate your Round Ups with the greatest accuracy possible.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

What are Double Round Ups?

Double Round Ups are a great way to increase the amount of funds you’re investing from your spare change. When the Double Round Ups feature is enabled, your Round Up amounts will be doubled. For example, a $0.25 Round Up will be doubled and considered a $0.50 Round Up.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

When will I see the transfer reflected in my investment or crypto account?

It depends on your funding account.

If your funding account is an external bank account, it will typically take 3-5 business days for the funds to reach either your Investing or Crypto account.

If your funding account is RoarMoney then Round Up Transfers will happen instantly. If your Round Ups are going to your Managed Investing account, it may take 1 extra business day for the funds to become fully invested.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

What happens with whole dollar purchases (like a $5 purchase)?

A whole dollar purchase (like a $5 purchase) will trigger a $1 Round Up.

How do I choose which credit/debit cards to use for Round Ups?

To earn the highest amount of Round Ups you should select the credit and debit cards you spend with the most frequently. Round Ups are earned when you purchase things with these cards.

Round Ups are subject to Terms and Conditions.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion is a financial technology company, not a bank. RoarMoneySM demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Accounts are subject to an administrative fee of $1 per month.

Have More Questions?

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